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2820 E 98th Street, Carmel, IN 46280

Here's 2820 E 98th Street in Carmel, IN 46280, listed at $399,900.

1 photo from the listing — tap any to expand.

Front exterior at 2820 E 98th Street, Carmel, IN — Charming ranch with mature trees and updated exterior.For Sale — 2820 E 98th Street, Carmel, IN 462801 / 1

Quick read on the numbers:

$399,900$429,999

For Sale15 days on market
Beds

3

Baths

2

Sq ft

1,673

Built

1969

Acres

0.5

Here's what I think this home is worth:

Key things to know

  • Single-level ranch layout
  • No HOA
  • Near Fashion Mall at Keystone
  • 2-car garage
  • 0.5 acre lot

AI-curated highlights

Inside this home

Front exterior at 2820 E 98th Street, Carmel, IN — Charming ranch with mature trees and updated exterior.For Sale — 2820 E 98th Street, Carmel, IN 46280

"Charming ranch with mature trees and updated exterior."

mature shade treebrick exteriorattached garagemanicured lawn

About this home

Single-level 1969 ranch in desirable Carmel with convenient Fashion Mall access, no HOA, and low-maintenance appeal.

A few highlights from the feature list:

Interior

Attic Pull Down StairsPaddle Fan

I'll break the details down — open any section that matters.

TAX ASSESSMENT

County assessed values for current year

Total Assessed Value

$307,400

Land Value

$106,100

Land$106,100

35% of total

Improvement Value

$201,300

Improvements$201,300

65% of total

Annual tax · 2024
$5,368

Rough monthly:

Monthly payment

Estimate · $399,900

$2,576/mo

≈ $2,128 principal & interest · $447 tax

Estimate only. Actual payment depends on lender, taxes, insurance, and HOA. Down payment $79,980 on a loan of $319,920.

Price history

  1. Listedat $429,999

    Apr 17, 2026

Lakewood Gardens · activity

past 6 months

Sold
4
Median price
$349,900
Median DOM
43 days

A few similar homes that recently sold nearby:

Recent comparable sales

Same zip · similar size

  • 740 E 107th Street

    $375,000

    740 E 107th Street

    3bd · 2ba · 1,584 sqft

    Sold May 2026

  • 9620 Kittrell Drive

    $370,000

    9620 Kittrell Drive

    3bd · 2ba · 1,350 sqft

    Sold May 2026

  • 1168 Shadow Ridge Road

    $310,000

    1168 Shadow Ridge Road

    2bd · 2ba · 1,650 sqft

    Sold May 2026

  • 9704 Rialto Trail

    $289,900

    9704 Rialto Trail

    2bd · 2ba · 1,658 sqft

    Sold May 2026

  • 10640 Penn Drive

    $385,000

    10640 Penn Drive

    3bd · 3ba · 1,576 sqft

    Sold May 2026

Comparative value

5 comps in this range

This home is 8.1% above median for similar nearby sales.

$290K$385KMedian $370K
$400K

A few places to dig deeper:

AI photo tour Lakewood Gardens Carmel Clay Schools

MLS# 22096158

Want to know anything specific? Ask about updates, finishes, the basement, the yard — I read the listing's photos, MLS data, and remarks and cite what I find.

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