1099 Saratoga Circle, Carmel, IN 46280 · $449,900 · Sold

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Here's 1099 Saratoga Circle in Carmel, IN 46280. This listing is closed, but I can still walk you through the details.

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Photo of 1099 Saratoga Circle, Carmel, IN

Sold — 1099 Saratoga Circle, Carmel, IN 462801 / 1

Quick read on the numbers:

$449,900$479,900

Sold

Beds

Baths

Sq ft

1,906

Built

1988

Acres

0.26

Here's what I think this home is worth:

FREE FROM SHELDON

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Key things to know

Sold 11% below list in 21 days
Fireplace
Lexington Farms subdivision

From the listing

Location Location!! Desirable Lexington Farms! This beautiful residence located in Carmel Schools is one block from the Monon Trail, three blocks from the Monon Center & Water Park and just steps away from the Neighborhood Pool. Enjoy the Large Corner lot, Charming front porch, Open Concept with 2 Story Living rm and Dining area. Updated Kitchen with plenty Cabinets, Counter space with Coffee bar area and Large island/peninsula with breakfast bar. Lovely Family room with Gas Fireplace flows nicely to the Large sunroom, Great Deck area for entertaining while overlooking a peaceful pond. Main Floor laundry, Finished 2 Car Garage. Large Primary Suite w/vaulted ceilings, updated Spa Like Bath with Walk-in Tile shower, Double Sinks & Large Closet. Water heater 2025, Water Softener 2020. This home offers plenty of flex space and options to spread out.

A few highlights from the feature list:

Interior

Attic AccessBreakfast BarHigh CeilingsHi-Speed Internet AvailblWired for DataPantryWalk-In Closet(s)Wood Work Painted

I'll break the details down — open any section that matters.

TAX ASSESSMENT

County assessed values for current year

Total Assessed Value

$415,400

Land Value

$104,000

Land$104,000

25% of total

Improvement Value

$311,400

Improvements$311,400

75% of total

Annual tax · 2024: $4,142
Exemption: Homestead

This home has sold:

Sold

$425,000

-$54,900 below list (-11.4%)

Closed: Aug 7, 2025
Listed at: $479,900
Sold: 9 months ago
Sold in: 21 days

Price history

Sold$425,000
Aug 7, 2025
Price reduced$459,900 → $449,900
Jul 14, 2025
Listedat $479,900
Jun 27, 2025

A few similar homes that recently sold nearby:

Recent comparable sales

Same zip · similar size

Comparative value

5 comps in this range

This home is 15% above median for similar nearby sales.

$290K$385KMedian $370K

$425K

A few places to dig deeper:

Lexington Farms Carmel Clay Schools

MLS# 22046386