Here's 10540 McPherson Street in Carmel, IN 46280, listed at $499,900.

3 photos from the listing — tap any to expand.

Front exterior at 10540 McPherson Street, Carmel, IN

For Sale — 10540 McPherson Street, Carmel, IN 462801 / 3

Jump to · AI-tagged from photos

Quick read on the numbers:

$499,900$2

For Sale6 days on market

Beds

Baths

Sq ft

1,840

Built

1923

Acres

0.23

Key things to know

Fireplace
Finished basement (400 sqft)
Home Place subdivision

From the listing

Tucked in a prime location in Carmel & served by the Carmel Clay Schools, this fully updated 3BR, 3BA offers the perfect blend of timeless character, modern luxury, & a 6ft. privacy-fenced yard, perfect for pets, entertaining, or simply enjoying your own private outdoor retreat. Completely reimagined down to the studs w/new floor joists, sub floors, & structural reinforcement guided by a professional engineer. Every inch was designed to maximize livable space- most notably through high-end, custom-built closet systems & integrated storage throughout, creating a level of organization & efficiency rarely found in homes of this era or price point. Redesigned kitchen featuring custom cab w/built-ins, granite countertops, a farm sink, pot filler, & a layout that enhances both flow & usability. Rich architectural details like wainscoting, crown molding, a statement rock wall w/floating shelves, & a glass staircase elevate the interior. The primary suite is a true standout, offering a spa-like escape w/soaking tub, heated towel rack, & a luxury walk-in closet outfitted w/custom built-in drawers & storage solutions that feel straight out of a high-end boutique-upstairs laundry for ultimat…

A few highlights from the feature list:

Interior

Attic AccessBath Sinks Double MainBreakfast BarCathedral Ceiling(s)Paddle FanPantryWalk-In Closet(s)Wood Work Painted

I'll break the details down — open any section that matters.

TAX ASSESSMENT

County assessed values for current year

Total Assessed Value

$240,100

Land Value

$47,800

Land$47,800

20% of total

Improvement Value

$192,300

Improvements$192,300

80% of total

Annual tax · 2025: $2,536
Exemption: Homestead

Rough monthly:

Monthly payment

Estimate · $499,900

$2,872/mo

≈ $2,661 principal & interest · $211 tax

Down payment (%)Interest rate (%)Term (yrs)

Estimate only. Actual payment depends on lender, taxes, insurance, and HOA. Down payment $99,980 on a loan of $399,920.

Price history

Listedat $2
May 4, 2026

A few similar homes that recently sold nearby:

Recent comparable sales

Same zip · similar size

Comparative value

5 comps in this range

This home is 35% above median for similar nearby sales.

$290K$385KMedian $370K

$500K

A few places to dig deeper:

Home Place Carmel Clay Schools

MLS# 22099556

Want to know anything specific? Ask about updates, finishes, the basement, the yard — I read the listing's photos, MLS data, and remarks and cite what I find.