Here's 14561 Elsmere Lane in Carmel, IN 46074, listed at $439,900.

37 photos from the listing — tap any to expand.

For Sale — 14561 Elsmere Lane, Carmel, IN 460741 / 37

Quick read on the numbers:

$439,900$455,000

For Sale13 days on marketNew construction

Beds

Baths

Sq ft

1,980

Built

2025

Acres

0.06

Here's what I think this home is worth:

Key things to know

New construction
Ambleside subdivision

From the listing

Why wait to build when you can move right into this nearly new 3-bedroom, 3 full and 2 half bath end-unit townhome in West Carmel's sought-after Ambleside community? Lightly lived in and impeccably maintained, this home offers a bright, open layout filled with natural light and modern finishes throughout. The main level features a stunning white kitchen with quartz countertops, stainless steel appliances, a large center island, and ample cabinetry, all flowing seamlessly into the spacious dining area and inviting great room-perfect for both everyday living and entertaining. Upstairs, you'll find a generous primary suite along with additional bedrooms and well-appointed baths, while the flexible lower level provides the ideal space for a home office, guest suite, or media room. Enjoy the added privacy and extra windows of an end unit, along with a low-maintenance lifestyle in one of Carmel's most desirable communities. With its like-new condition and move-in ready appeal, this home is the perfect opportunity to skip the wait and start enjoying today.

A few highlights from the feature list:

Interior

Pantry

Exterior

Balcony

I'll break the details down — open any section that matters.

TAX ASSESSMENT

County assessed values for current year

Total Assessed Value

$387,900

Land Value

$65,000

Land$65,000

17% of total

Improvement Value

$322,900

Improvements$322,900

83% of total

Annual tax · 2025: $65
Exemption: Homestead

Rough monthly:

Monthly payment

Estimate · $439,900

$2,618/mo

≈ $2,341 principal & interest · $5 tax · $271 HOA

Down payment (%)Interest rate (%)Term (yrs)

Estimate only. Actual payment depends on lender, taxes, insurance, and HOA. Down payment $87,980 on a loan of $351,920.

Price history

Listedat $455,000
May 8, 2026

Ambleside · activity

past 6 months

Sold: 18
Median price: $439,000
Median DOM: 32 days

A few similar homes that recently sold nearby:

Recent comparable sales

Same zip · similar size

Comparative value

5 comps in this range

This home is 8.6% above median for similar nearby sales.

$265K$450KMedian $405K

$440K

A few places to dig deeper:

Ambleside Carmel Clay Schools

MLS# 22100815

Want to know anything specific? Ask about updates, finishes, the basement, the yard — I read the listing's photos, MLS data, and remarks and cite what I find.