Here's 14524 Elsmere Lane in Carmel, IN 46074, listed at $420,000.

26 photos from the listing — tap any to expand.

For Sale — 14524 Elsmere Lane, Carmel, IN 460741 / 26

Quick read on the numbers:

$420,000

For Sale1 days on marketNew construction

Beds

Baths

Sq ft

1,980

Built

2026

Acres

0.05

Here's what I think this home is worth:

Key things to know

New construction
Ambleside subdivision

From the listing

Step into a world of modern elegance and thoughtful design with the Fairwood floorplan in the highly desirable Ambleside neighborhood. This stunning home offers a seamless flow from the open-concept living and dining areas to the sleek and stylish kitchen, featuring white cabinetry, Peppercorn White 3cm Quartz countertops, stainless steel appliances, and an oversized island-a perfect spot for both culinary creativity and casual entertaining. Upstairs, retreat to the Owner's Suite, a true sanctuary with an elegant upgraded en-suite bath with tiled walk-in shower, and a walk-in closet that will make you feel like you're living in luxury every day. Two additional well-appointed bedrooms offer plenty of space and privacy for family or guests, while the upstairs laundry room adds a layer of convenience to your daily routine. The lower-level flex room with doors is a blank canvas, ready to be transformed into your dream home office, playroom, or additional living space. A convenient half bath is located nearby, making this floor perfect for entertaining or simply relaxing in your ideal space. All appliances are included, including the refrigerator, washer, and dryer, ensuring your move-i…

A few highlights from the feature list:

Interior

Kitchen Island

I'll break the details down — open any section that matters.

TAX ASSESSMENT

County assessed values for current year

Total Assessed Value

$600

Land Value

$600

Land$600

100% of total

Improvement Value

Annual tax · 2025: $600

Rough monthly:

Monthly payment

Estimate · $420,000

$2,535/mo

≈ $2,235 principal & interest · $50 tax · $250 HOA

Down payment (%)Interest rate (%)Term (yrs)

Estimate only. Actual payment depends on lender, taxes, insurance, and HOA. Down payment $84,000 on a loan of $336,000.

Price history

Listedat $420,000
May 12, 2026

Ambleside · activity

past 6 months

Sold: 18
Median price: $439,000
Median DOM: 32 days

A few similar homes that recently sold nearby:

Recent comparable sales

Same zip · similar size

Comparative value

5 comps in this range

This home is 3.7% above median for similar nearby sales.

$265K$450KMedian $405K

$420K

A few places to dig deeper:

Ambleside Carmel Clay Schools

MLS# 22101613

Want to know anything specific? Ask about updates, finishes, the basement, the yard — I read the listing's photos, MLS data, and remarks and cite what I find.