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Here's 3549 W 131st Street in Carmel, IN 46032, listed at $2,550,000.

65 photos from the listing — tap any to expand.

Front exterior at 3549 W 131st Street, Carmel, IN

For Sale — 3549 W 131st Street, Carmel, IN 460321 / 65

Jump to · AI-tagged from photos

Quick read on the numbers:

$2,550,000$2,650,000

For Sale43 days on market

Beds

Baths

Sq ft

8,164

Built

1982

Acres

1.78

Key things to know

Gated private entrance on 1.78 acres with mature trees
Dual main-level owner's suites for multigenerational living
Two-story great room with open-concept floor plan
Resort pool, pergola, and expansive decks
No hoa

AI-curated highlights

Inside this home

Kitchen at 3549 W 131st Street, Carmel, IN

For Sale — 3549 W 131st Street, Carmel, IN 46032

"Modern kitchen with dramatic marble backsplash and large island."

large center island with seating for 5white shaker cabinetsblack marble backsplash and range hoodblack matte faucet

Primary bathroom at 3549 W 131st Street, Carmel, IN

For Sale — 3549 W 131st Street, Carmel, IN 46032

"Contemporary primary bath with statement mirror and quartz counters."

black metal framed mirrorwhite quartz countertopdark wood vanityundermount sink

Primary bedroom at 3549 W 131st Street, Carmel, IN

For Sale — 3549 W 131st Street, Carmel, IN 46032

"Bright primary suite with expansive yard views and modern finishes."

sliding glass doorsbackyard viewswalk-in closetsrecessed lighting

For Sale — 3549 W 131st Street, Carmel, IN 46032

"Spacious contemporary living room with marble centerpiece."

marble coffee tablehardwood floorsrecessed lightinglarge windows with natural light

Family room at 3549 W 131st Street, Carmel, IN

For Sale — 3549 W 131st Street, Carmel, IN 46032

"Bright modern family room with vaulted ceilings and exposed beams."

exposed wood beamsvaulted ceilingshardwood floorsmodern lighting fixtures

Dining room at 3549 W 131st Street, Carmel, IN

For Sale — 3549 W 131st Street, Carmel, IN 46032

"Modern dining with floor-to-ceiling glass overlooking lush forest."

floor-to-ceiling glass doorsglass dining tablemodern pendant lightinghardwood floors

Browse by room

16 rooms · 65 photos

About this home

Gated 8,164 sq ft transitional modern estate on 1.78 acres with dual owner's suites, resort-style pool, and no HOA—a rare West Carmel sanctuary combining privacy with luxury.

A few highlights from the feature list:

Interior

Attic AccessBreakfast BarBuilt-in FeaturesCeiling VaultedKitchen IslandEntrance FoyerHardwood FloorsHi-Speed Internet AvailblWired for DataPantryWalk-In Closet(s)Wet Bar

Exterior

Sprinkler System

I'll break the details down — open any section that matters.

TAX ASSESSMENT

County assessed values for current year

Total Assessed Value

$1,092,200

Land Value

$151,200

Land$151,200

14% of total

Improvement Value

$941,000

Improvements$941,000

86% of total

Annual tax · 2024: $10,268
Exemption: Homestead

Rough monthly:

Monthly payment

Estimate · $2,550,000

$14,428/mo

≈ $13,572 principal & interest · $856 tax

Down payment (%)Interest rate (%)Term (yrs)

Estimate only. Actual payment depends on lender, taxes, insurance, and HOA. Down payment $510,000 on a loan of $2,040,000.

Price history

Price reduced$2,650,000 → $2,550,000
Apr 16, 2026
Listedat $2,650,000
Mar 12, 2026

A few similar homes that recently sold nearby:

Recent comparable sales

Same zip · similar size

Comparative value

5 comps in this range

This home is 58% above median for similar nearby sales.

$1.3M$2.3MMedian $1.6M

$2.5M

A few places to dig deeper:

AI photo tour Carmel Clay Schools

MLS# 22081040

Want to know anything specific? Ask about updates, finishes, the basement, the yard — I read the listing's photos, MLS data, and remarks and cite what I find.

Inside this home

For Sale — 3549 W 131st Street, Carmel, IN 46032

"Modern kitchen with dramatic marble backsplash and large island."

large center island with seating for 5white shaker cabinetsblack marble backsplash and range hoodblack matte faucet

For Sale — 3549 W 131st Street, Carmel, IN 46032

"Contemporary primary bath with statement mirror and quartz counters."

black metal framed mirrorwhite quartz countertopdark wood vanityundermount sink

For Sale — 3549 W 131st Street, Carmel, IN 46032

"Bright primary suite with expansive yard views and modern finishes."

sliding glass doorsbackyard viewswalk-in closetsrecessed lighting

For Sale — 3549 W 131st Street, Carmel, IN 46032

"Spacious contemporary living room with marble centerpiece."

marble coffee tablehardwood floorsrecessed lightinglarge windows with natural light

For Sale — 3549 W 131st Street, Carmel, IN 46032

"Bright modern family room with vaulted ceilings and exposed beams."

exposed wood beamsvaulted ceilingshardwood floorsmodern lighting fixtures

For Sale — 3549 W 131st Street, Carmel, IN 46032

"Modern dining with floor-to-ceiling glass overlooking lush forest."

floor-to-ceiling glass doorsglass dining tablemodern pendant lightinghardwood floors