Here's 2835 Towne Drive in Carmel, IN 46032, listed at $1,160,000.

70 photos from the listing — tap any to expand.

Front exterior at 2835 Towne Drive, Carmel, IN

For Sale — 2835 Towne Drive, Carmel, IN 460321 / 70

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Quick read on the numbers:

$1,160,000

For Sale1 days on market

Beds

Baths

Sq ft

5,624

Built

1994

Acres

0.8

Here's what I think this home is worth:

Key things to know

Fireplace
Finished basement (1,676 sqft)
3-car garage
Pine Lake Estates subdivision

Browse by room

15 rooms · 70 photos

From the listing

Welcome home to this stunning brick residence in one of Carmel's premier neighborhoods, offering luxury living, spacious gathering areas, and exceptional indoor-outdoor entertaining. From the moment you enter, soaring ceilings in the great room create a dramatic first impression, while the private glass-doored den provides the perfect space for a home office, library, or quiet retreat. Designed with flexibility and comfort in mind, the home features a desirable main-level primary suite, plus an additional upstairs en-suite bedroom ideal for guests or multigenerational living. Every bedroom is generously sized with large closets and oversized windows that fill the home with natural light. The bright and inviting kitchen offers counter seating for casual dining, meal prep, and entertaining, while the sunny breakfast room showcases a beautiful bay window overlooking the backyard. An elegant formal dining room creates the perfect setting for holidays and special gatherings. Enjoy peaceful mornings and relaxing evenings on the expansive screened porch and oversized deck, with private backyard views backing to a nature path. The beautifully maintained yard stays lush and green with th…

A few highlights from the feature list:

Interior

Attic AccessBath Sinks Double MainBreakfast BarHigh CeilingsEntrance FoyerHardwood FloorsHi-Speed Internet AvailblEat-in KitchenWalk-In Closet(s)Wet Bar

I'll break the details down — open any section that matters.

TAX ASSESSMENT

County assessed values for current year

Total Assessed Value

$1,015,600

Land Value

$190,000

Land$190,000

19% of total

Improvement Value

$825,600

Improvements$825,600

81% of total

Annual tax · 2025: $9,526
Exemption: Homestead

Rough monthly:

Monthly payment

Estimate · $1,160,000

$7,038/mo

≈ $6,174 principal & interest · $794 tax · $71 HOA

Down payment (%)Interest rate (%)Term (yrs)

Estimate only. Actual payment depends on lender, taxes, insurance, and HOA. Down payment $232,000 on a loan of $928,000.

Price history

Listedat $1,160,000
May 12, 2026

Pine Lake Estates · activity

past 6 months

Sold: 3
Median price: $943,500
Median DOM: 4 days

A few similar homes that recently sold nearby:

Recent comparable sales

Same zip · similar size

Comparative value

5 comps in this range

This home is 5.7% below median for similar nearby sales.

$547K$2.6MMedian $1.2M

$1.2M

A few places to dig deeper:

Pine Lake Estates Carmel Clay Schools

MLS# 22098130

Want to know anything specific? Ask about updates, finishes, the basement, the yard — I read the listing's photos, MLS data, and remarks and cite what I find.