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Here's 12344 St Armands Circle in Carmel, IN 46033, listed at $599,000.

37 photos from the listing — tap any to expand.

Front exterior at 12344 St Armands Circle, Carmel, IN — Well-maintained brick home with professional landscaping.

For Sale — 12344 St Armands Circle, Carmel, IN 460331 / 37

Jump to · AI-tagged from photos

Quick read on the numbers:

$599,000$625,000

For Sale24 days on market

Beds

Baths

Sq ft

2,718

Built

1999

Acres

0.23

Here's what I think this home is worth:

Key things to know

Chef's kitchen with granite countertops and large center island
Primary suite with vaulted ceilings and custom tile work
Dedicated office with custom built-ins and upstairs loft
Newer roof (2020), water heater (2023), furnace/ac (2018)
Paver patio and double-sided fireplace

AI-curated highlights

Inside this home

For Sale — 12344 St Armands Circle, Carmel, IN 46033

"Elegant kitchen with cream cabinetry and black island."

cream-colored cabinetry with glass doorsblack kitchen island with seatinggranite countertopsmosaic tile backsplash

For Sale — 12344 St Armands Circle, Carmel, IN 46033

"Luxurious dual-sink primary bath with marble finishes."

double vanitymarble tile flooringmarble accent walloval mirrors with bronze frames

Primary bedroom at 12344 St Armands Circle, Carmel, IN

For Sale — 12344 St Armands Circle, Carmel, IN 46033

"Bright primary bedroom with hardwood floors and garden views."

hardwood floorslarge windows with shuttersceiling fannatural light

Living room at 12344 St Armands Circle, Carmel, IN

For Sale — 12344 St Armands Circle, Carmel, IN 46033

"Bright open-concept living with fireplace and abundant windows."

hardwood floorsfireplace with stone surroundwall-mounted TVcoffered ceiling

For Sale — 12344 St Armands Circle, Carmel, IN 46033

"Bright bay window dining area with abundant natural light."

hardwood floorslarge bay windowsnatural lightpendant lighting

For Sale — 12344 St Armands Circle, Carmel, IN 46033

"Spacious paver patio with fire pit and mature landscaping."

paver patiofire pitoutdoor seatingmature landscaping

Browse by room

13 rooms · 37 photos

About this home

Beautifully renovated 2-bed ranch with loft and office in sought-after Plum Creek Village. Chef's kitchen, hardwood floors, and updated primary suite offer turnkey sophistication.

A few highlights from the feature list:

Interior

Bath Sinks Double MainHigh CeilingsTray Ceiling(s)Kitchen IslandPaddle FanHardwood FloorsEat-in KitchenWalk-In Closet(s)

Exterior

Sprinkler SystemWater Feature Fountain

I'll break the details down — open any section that matters.

TAX ASSESSMENT

County assessed values for current year

Total Assessed Value

$539,700

Land Value

$100,200

Land$100,200

19% of total

Improvement Value

$439,500

Improvements$439,500

81% of total

Annual tax · 2025: $7,986

Rough monthly:

Monthly payment

Estimate · $599,000

$3,879/mo

≈ $3,188 principal & interest · $666 tax · $25 HOA

Down payment (%)Interest rate (%)Term (yrs)

Estimate only. Actual payment depends on lender, taxes, insurance, and HOA. Down payment $119,800 on a loan of $479,200.

Price history

Listedat $625,000
Mar 27, 2026

A few similar homes that recently sold nearby:

Recent comparable sales

Same zip · similar size

Comparative value

5 comps in this range

This home is 13% above median for similar nearby sales.

$495K$630KMedian $531K

$599K

A few places to dig deeper:

AI photo tour Plum Creek Village Carmel Clay Schools

MLS# 22091539

Want to know anything specific? Ask about updates, finishes, the basement, the yard — I read the listing's photos, MLS data, and remarks and cite what I find.

Inside this home

For Sale — 12344 St Armands Circle, Carmel, IN 46033

"Elegant kitchen with cream cabinetry and black island."

cream-colored cabinetry with glass doorsblack kitchen island with seatinggranite countertopsmosaic tile backsplash

For Sale — 12344 St Armands Circle, Carmel, IN 46033

"Luxurious dual-sink primary bath with marble finishes."

double vanitymarble tile flooringmarble accent walloval mirrors with bronze frames

For Sale — 12344 St Armands Circle, Carmel, IN 46033

"Bright primary bedroom with hardwood floors and garden views."

hardwood floorslarge windows with shuttersceiling fannatural light

For Sale — 12344 St Armands Circle, Carmel, IN 46033

"Bright open-concept living with fireplace and abundant windows."

hardwood floorsfireplace with stone surroundwall-mounted TVcoffered ceiling

For Sale — 12344 St Armands Circle, Carmel, IN 46033

"Bright bay window dining area with abundant natural light."

hardwood floorslarge bay windowsnatural lightpendant lighting

For Sale — 12344 St Armands Circle, Carmel, IN 46033

"Spacious paver patio with fire pit and mature landscaping."

paver patiofire pitoutdoor seatingmature landscaping