12075 Waterford Lane, Carmel, IN 46033 · $449,900 · Sold

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Here's 12075 Waterford Lane in Carmel, IN 46033. This listing is closed, but I can still walk you through the details.

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Front exterior at 12075 Waterford Lane, Carmel, IN

Sold — 12075 Waterford Lane, Carmel, IN 460331 / 1

Quick read on the numbers:

$449,900$499,900

Sold

Beds

Baths

Sq ft

2,769

Built

1987

Acres

0.16

Here's what I think this home is worth:

FREE FROM SHELDON

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Key things to know

Sold 10.0% below list in 29 days
Fireplace
Finished basement (918 sqft)
Waterford subdivision

From the listing

Sought-after Waterford in Carmel, Have it all!! Hard to find Beautiful Ranch with Finished Basement, Bath, & Wet Bar. Open floor plan with high ceilings, 2 spacious bedrooms, plus a den with French Doors. Family Room with windows all across the back looking out to the Beautiful backyard with a large deck, mature trees. Many updates, Kitchen, Flooring, HVAC, Primary bath, light fixtures, for evening enjoyment lot's of new exterior lighting. Easy living, HOA fee includes lawn mowing! Take a look you'll be glad you did!

A few highlights from the feature list:

Interior

Built-in FeaturesHigh CeilingsKitchen IslandEntrance FoyerPaddle FanHardwood FloorsHi-Speed Internet AvailblEat-in KitchenWired for DataPantryWalk-In Closet(s)Wet BarWood Work Painted

I'll break the details down — open any section that matters.

TAX ASSESSMENT

County assessed values for current year

Total Assessed Value

$432,900

Land Value

$107,600

Land$107,600

25% of total

Improvement Value

$325,300

Improvements$325,300

75% of total

Annual tax · 2024: $3,908
Exemption: Homestead

This home has sold:

Sold

$450,000

-$49,900 below list (-10.0%)

Closed: Oct 29, 2025
Listed at: $499,900
Sold: 6 months ago
Sold in: 29 days

Price history

Sold$450,000
Oct 29, 2025
Price reduced$474,900 → $449,900
Oct 8, 2025
Listedat $499,900
Sep 2, 2025

Waterford · activity

past 6 months

Sold: 3
Median price: $442,000
Median DOM: 20 days

A few similar homes that recently sold nearby:

Recent comparable sales

Same zip · similar size

Comparative value

5 comps in this range

This home is 15% below median for similar nearby sales.

$403K$658KMedian $531K

$450K

A few places to dig deeper:

Waterford Carmel Clay Schools

MLS# 22060270