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11977 Waterford Lane, Carmel, IN 46033

Here's 11977 Waterford Lane in Carmel, IN 46033. This listing is closed, but I can still walk you through the details.

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Photo of 11977 Waterford Lane, Carmel, INSold — 11977 Waterford Lane, Carmel, IN 460331 / 1

Quick read on the numbers:

$475,000

Sold
Beds

2

Baths

2

Sq ft

2,089

Built

1987

Acres

0.16

Here's what I think this home is worth:

FREE FROM SHELDON

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Key things to know

  • Sold 3.2% below list in 19 days
  • 2 fireplaces
  • Waterford subdivision

From the listing

Beautifully updated one-level ranch home in desirable Waterford! This home has been meticulously maintained and is conveniently located to Keystone Parkway, restaurants, and shopping of all kinds. Inviting brick courtyard entry. Features two bedrooms and two baths + office/den. Spacious primary suite with French doors; huge, beautiful shower with two showerheads and seat; and well-appointed closet. Cheery second bedroom with large adjoining bath. Double-sided fireplace in living room/kitchen and another fireplace in office/den. Kitchen features granite counters, eat-in area, and ample cupboards. Bright, natural light from large sunroom windows look out on large patio and private, park-like backyard. Retractable awning on the back porch. All appliances included. Lawn care is included in HOA fee. 2025 Updates: roof, garage door and opener, driveway, A/C, gas tankless water heater, and tile floors in entry, kitchen, hallway, and laundry. 2021 Updates: carpet, blinds, closet organization, epoxy garage floor; master bathroom cabinets, counter, and sink. With all these updates and HOA services, the new owner of this home should have carefree, low maintenance living for years to come!

A few highlights from the feature list:

Interior

Attic AccessAttic Pull Down StairsBuilt-in FeaturesVaulted Ceiling(s)Walk-In Closet(s)Eat-in KitchenPantry

Exterior

Fire Pit

I'll break the details down — open any section that matters.

TAX ASSESSMENT

County assessed values for current year

Total Assessed Value

$411,200

Land Value

$104,400

Land$104,400

25% of total

Improvement Value

$306,800

Improvements$306,800

75% of total

Annual tax · 2024
$3,730
Exemption
Homestead

This home has sold:

Sold

$460,000

-$15,000 below list (-3.2%)

Closed
Dec 2, 2025
Listed at
$475,000
Sold
5 months ago
Sold in
19 days

Price history

  1. Sold$460,000

    Dec 2, 2025

  2. Listedat $475,000

    Sep 29, 2025

Waterford · activity

past 6 months

Sold
3
Median price
$442,000
Median DOM
20 days

A few similar homes that recently sold nearby:

Recent comparable sales

Same zip · similar size

  • 4625 Wembly Lane

    $451,000

    4625 Wembly Lane

    3bd · 2ba · 1,896 sqft

    Sold May 2026

  • 5874 Lost Oaks Drive

    $375,000

    5874 Lost Oaks Drive

    3bd · 2ba · 1,665 sqft

    Sold May 2026

  • 14219 Larson Drive

    $500,000

    14219 Larson Drive

    3bd · 3ba · 2,596 sqft

    Sold May 2026

  • 6956 Sunstone Place

    $403,000

    6956 Sunstone Place

    3bd · 4ba · 2,308 sqft

    Sold May 2026

  • 2945 Millgate Drive

    $735,000

    2945 Millgate Drive

    3bd · 3ba · 2,617 sqft

    Sold May 2026

Comparative value

5 comps in this range

This home is 2.0% above median for similar nearby sales.

$375K$735KMedian $451K
$460K

A few places to dig deeper:

Waterford Carmel Clay Schools

MLS# 22064966

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