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10712 Downing Street, Carmel, IN 46033

Here's 10712 Downing Street in Carmel, IN 46033, listed at $459,000.

48 photos from the listing — tap any to expand.

Front exterior at 10712 Downing Street, Carmel, INFor Sale — 10712 Downing Street, Carmel, IN 460331 / 48

Jump to · AI-tagged from photos

Quick read on the numbers:

$459,000$549,000

For Sale124 days on market
Beds

3

Baths

3

Sq ft

3,112

Built

1976

Acres

0.26

Here's what I think this home is worth:

Key things to know

  • Cathedral ceilings and attic access
  • Finished lower level with family room and full bath
  • New appliances, windows, siding, and luxury bathroom/kitchen finishes
  • Woodlands community membership with pool and tennis courts
  • Dual private entrances with enclosed backyard

AI-curated highlights

Inside this home

Kitchen at 10712 Downing Street, Carmel, INFor Sale — 10712 Downing Street, Carmel, IN 46033

"Bright modern kitchen with vaulted ceilings and outdoor access."

white shaker cabinetsgray islandwhite quartz countertopshardwood floors
Primary bathroom at 10712 Downing Street, Carmel, IN — Luxurious spa-like primary bath with double vanity.For Sale — 10712 Downing Street, Carmel, IN 46033

"Luxurious spa-like primary bath with double vanity."

double vanitywhite quartz countertopsdual undermount sinksframed mirrors
Primary bedroom at 10712 Downing Street, Carmel, IN — Bright modern primary bedroom with patio access.For Sale — 10712 Downing Street, Carmel, IN 46033

"Bright modern primary bedroom with patio access."

hardwood nightstandsupholstered green bed frameceiling fanglass patio doors
Living room at 10712 Downing Street, Carmel, INFor Sale — 10712 Downing Street, Carmel, IN 46033

"Spacious open-concept living with modern finishes throughout."

open floor planhardwood flooringceiling fanfireplace
Family room at 10712 Downing Street, Carmel, INFor Sale — 10712 Downing Street, Carmel, IN 46033

"Bright renovated family room with fireplace and hardwood floors."

hardwood floorsfireplacelarge windowsceiling fan
Dining room at 10712 Downing Street, Carmel, INFor Sale — 10712 Downing Street, Carmel, IN 46033

"Bright open-concept dining with vaulted ceilings and garden views."

hardwood floorsvaulted ceilingspendant lightingglass sliding doors

Browse by room

18 rooms · 48 photos

About this home

Updated 1976 townhouse with cathedral ceilings and modern finishes throughout. Includes Woodlands community amenities (pool, tennis, pickleball) and rare dual-entrance design with private backyard.

A few highlights from the feature list:

Interior

Attic AccessCathedral Ceiling(s)

I'll break the details down — open any section that matters.

TAX ASSESSMENT

County assessed values for current year

Total Assessed Value

$345,200

Land Value

$108,800

Land$108,800

32% of total

Improvement Value

$236,400

Improvements$236,400

68% of total

Annual tax · 2024
$2,944

Rough monthly:

Monthly payment

Estimate · $459,000

$2,730/mo

≈ $2,443 principal & interest · $245 tax · $42 HOA

Estimate only. Actual payment depends on lender, taxes, insurance, and HOA. Down payment $91,800 on a loan of $367,200.

Price history

  1. Price reduced$481,000 → $459,000

    May 5, 2026

  2. Listedat $549,000

    Jan 1, 2026

A few similar homes that recently sold nearby:

Recent comparable sales

Same zip · similar size

  • 10373 Briar Creek Place

    $738,000

    10373 Briar Creek Place

    4bd · 4ba · 3,570 sqft

    Sold May 2026

  • 15481 Bridgewater Club Boulevard

    $878,000

    15481 Bridgewater Club Boulevard

    2bd · 3ba · 3,647 sqft

    Sold May 2026

  • 12720 Kiawah Drive

    $630,000

    12720 Kiawah Drive

    3bd · 3ba · 2,820 sqft

    Sold May 2026

  • 12714 Brookshire Parkway

    $655,000

    12714 Brookshire Parkway

    4bd · 3ba · 3,688 sqft

    Sold May 2026

  • 14980 Oak Hollow Lane E

    $900,000

    14980 Oak Hollow Lane E

    4bd · 5ba · 3,775 sqft

    Sold May 2026

Comparative value

5 comps in this range

This home is 38% below median for similar nearby sales.

$630K$900KMedian $738K
$459K

A few places to dig deeper:

AI photo tour Woodlands Carmel Clay Schools

MLS# 22077724

Want to know anything specific? Ask about updates, finishes, the basement, the yard — I read the listing's photos, MLS data, and remarks and cite what I find.

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